The “Twenty Something Finances” Carnival – Upbeat Edition
Welcome to the UPBEAT edition of the “Twenty Something Finances” Carnival! All of us, in some points in our lives, go through ebbs and flows that either have us feeling down or have us feeling positive. I must say, I have recently broken out of one of the ‘down’ cycles (due to illness) and am ascending my way to the upbeat side!
Have you watched the news lately? More than likely you’ll be greeted to a barrage of negative reporters explaining how the economy is failing. Turn that crap off! Instead of focusing on the negative news, we should learn to focus on the positive solutions. Maybe the downturn in the economy is because WE are getting smarter with our money. Maybe something finally struck that has told us not to waste our resources on things that don’t matter. Maybe we, as consumers, are smarter!
In my opinion, it would not be as bad if we were not constantly told about how bad it is. It all comes down to confidence. If a company exec. is not feeling confident, he is most likely to instill that in his company and his production. The vicious cycle begins when more and more do this. So, a combination of smarter consumers and downbeat media are playing into the wavering economy’s hands. Maybe we should set all that aside and begin to rejoice for a stronger and brighter future!
On to the links: I would like to thank everyone for contributing to the carnival. There are many very well-written articles and I have taken the time to read all of them. I hope you all enjoy them as much as I have. Please pay attention to the special Upbeat section of the carnival below the Featured section to see some hand-picked posts that go along with the theme. Enjoy!
Featured
photo credit: Pink Sherbet Photography
Savings not shoes explains the differences in British and American Personal Finances and it is well worth your time to read. British vs American personal finance part 1: Student Loans posted at Savings not Shoes.
FIRE Finance has a very clever ‘fable’ of sorts in which the intention is to make clear why layoffs are occurring. Why do we get laid off? A complicated corporate work culture …. posted at FIRE Finance.
Paul Piotrowski presents a rather lengthy account of the importance of saving money for those who would rather invest or consume. The Importance of Saving Money posted at Inspired Money Maker.
Sarah Scrafford has put together a nice list that I think you will enjoy. I looked through quite a few that interested me. 100 Lectures That Will Teach You to Be Rich posted at Clear View Education Blog.
The Investor explains another often-overlooked area where the concepts of compounding interest can also be applied. Compound interest turbo-charges your salary, too posted at Monevator.
Upbeat
Dorian Wales seeks to find out when and where happiness exist. Challenging Happiness – Exploring the Irony of Human Nature posted at The Personal Financier.
J. Money makes his case for joining a sports league. A great value can be had with sports leagues…and they are a lot of fun too!6 Reasons to Spend the Money on Sports This Spring. posted at Budgets are Sexy.
MoneyNing shares why being frugal makes her life more enjoyable. What Drives You to Be Frugal posted at Personal Finance Blog by Money Ning.
Wren Caulfield rides a bike to work. I’m jealous! Why Commute by Bike? posted at True Adventures in Money Hacking.
Matthew Paulson, instead of pointing his finger at the problem, would rather look for the solution so we don’t fall in the trap again. What better way than to teach the next generation how to handle their money! Money Management Principles for Children posted at Fine Tuned Finances.
Frugal Living and Practical Tips
Savings Toolbox presents Squeezing More Savings Out Of Your Budget posted at Savings Toolbox.
JWalker presents Healthy Eating On A Budget posted at natural-life-choices.com.
Stephanie presents College Money Tip #15: Get Saving posted at Poorer Than You.
Debt Freedom Fighter presents Simple and Easy Methods to Reduce Your Debt Significantly posted at Discover Debt Freedom.
Pinyo presents Cash Envelope Budgeting System posted at Moolanomy.
ChristianPF presents Dave Ramsey’s Town Hall Meeting posted at Christian Personal Finance.
Billeater presents Electric Choice- Compare Electric Providers, Switch and Save posted at Billeater.
Get800today presents Why Not Use Toll Free at Home? posted at get800today.com.
Auto-Related
photo credit: shioshvili
John Russell presents 14 Auto Insurance Savings Secrets – Part-1 of 14 posted at The Low Cost Auto Insurance Guru.
KCLau presents Bad Experience of Car Insurance Claim posted at KCLau’s Money Tips.
Patrick @ Cash Money Life presents Does changing your own oil save money? posted at Cash Money Life.
Debt Free Destiny presents Tips from Within the Auto Insurance Industry posted at Debt Free Destiny.
Taxes
Matthew Paulson presents Do You Need a Second Chance on Your Tax Return? posted at American Consumer News.
Ray presents 2009 Federal Income Tax Brackets posted at Money Blue Book Blog.
Madison presents File an Extension to Lower or Hedge Your Tax Bill posted at My Dollar Plan.
Patrick @ Military Money presents Tax Deadline Extensions for Military Personnel posted at Military Finance Network.
Mortgage / Real Estate
photo credit: woodleywonderworks
MBR presents Low Mortgage Rates Put a Floor on Home Prices posted at Monitor Bank Rates.
Dan presents Refi Rates Low, but Banks Aren’t Lending? posted at Everyday Finance.
Handy Saputra presents Questions You should Ask when Buying a New Home posted at Home Loan | Mortgage Resources.
Savings Toolbox presents Property and Casualty Insurance – What You Should Know posted at Savings Toolbox.
Tallahassee Housing presents How To Find The Bottom Of The Real Estate Market posted at Tallahassee Real Estate Blog.
Investing
photo credit: littletinycowboy
nickel presents The Downside of Target Date Mutual Funds posted at fivecentnickel.com.
Deposit Accounts presents Keep More of Your Money: Tips for Better Banking posted at Deposit Accounts.
Verna Morris presents The Definitive Inverse ETF Guide posted at ETF Database.
Darwin presents How to Invest in Cuba – Does Obama’s Cuba Deal Spell Gains? posted at Darwin’s Finance.
Investing School presents OptionsXpress Review posted at Investing School.
The Smarter Wallet presents Technical Trading Indicators Predict That The Stock Market Rally Won’t Last posted at The Smarter Wallet.
Steve Cowall presents The AllXClub – The Real “Global Opportunity od a Lifetime” posted at AllXClub.
Credit
photo credit: MENE TEKEL
debt kid presents What Would You Do with a $5000 Interest-Free Loan? posted at Debt Kid.
Jim from Bargaineering presents Get A Free FICO Credit Score posted at Blueprint for Financial Prosperity.
Mark Aucamp presents Credit crunch means talking about money and the lack of it posted at Money Saving Expert.
Raj Patel presents Undergrads and Debt posted at DebtGoal.
CreditCardAssist.com presents Top Reasons for Debting posted at CreditCardAssist.com.
apply4-credit presents New to Credit Cards? Here is What You Should Know posted at Apply4-Credit.com.
PFCreditCards presents The Credit Card Debate posted at PF Credit Cards.
Financial Advisors
Tushar Mathur presents How to choose a financial planner posted at Everything Finance.
Matthew Paulson presents How to Choose a Good Financial Advisor posted at American Consumer News.
Finding Deals
Ben presents Best Deals Sites Online: FatWallet posted at Money Smart Life.
kathryn presents Treat Yourself to a Free (Or Cheap!) Treat posted at Out of Debt – Christian Finances and Debt Help.
Again, a special thanks to all the contributors to this edition of the Carnival. I would also like to thank all the new visitors to the Switch to Riches. Feel free to look around the site and be sure to comment on this and other posts! Thanks!
Related posts:
This site has a mountain of information and should be recommended to all.
Good to see all the great submissions here so thanks for hosting.
Thanks for including us in this carnival, great articles!
Very profound article
Hey, thanks very much for Featuring my post, and also for such a pretty carnival.
Thanks for the compliments…(sorry for misspell
). I really enjoyed the article and have never thought of compounding interest in that sense.
I apologize to all who have posted a comment and were unable to see it. They have been lost in the comment ‘SPAM’ on the site. I will take action to see if I can alleviate the problem. Thanks for visiting the site!
Yes, I do agree too.
Great Carnival, I have enjoyed reading the other articles and posts